<?php
$financialSecretFile = '/home/seo/secret/financial.php';
$financialSecretConfig = is_file($financialSecretFile) ? require $financialSecretFile : [];

return [
    'host' => getenv('FINANCIAL_DB_HOST') ?: ($financialSecretConfig['host'] ?? '127.0.0.1'),
    'port' => (int)(getenv('FINANCIAL_DB_PORT') ?: ($financialSecretConfig['port'] ?? 3306)),
    'dbname' => getenv('FINANCIAL_DB_NAME') ?: ($financialSecretConfig['dbname'] ?? 'financial'),
    'username' => getenv('FINANCIAL_DB_USER') ?: ($financialSecretConfig['username'] ?? 'financial'),
    'password' => getenv('FINANCIAL_DB_PASSWORD') ?: ($financialSecretConfig['password'] ?? ''),
    'charset' => getenv('FINANCIAL_DB_CHARSET') ?: ($financialSecretConfig['charset'] ?? 'utf8mb4'),
];