PHP based personal finance service for accounts, transactions, categories, installments, loans, recurring transactions, and merchant classification rules.

Main Features

Server-rendered authenticated screens for personal finance data.
Account, transaction, installment, loan, recurring transaction, and merchant rule management.
CSRF protected form POST workflows.
Category suggestion API based on merchant rules and confidence.

Main APIs

public/api/category_suggest.php
Standard authenticated form POST save flows.

Structure

app/config/database.php: DB config bridge.
app/lib/auth.php: authentication, remember token, CSRF, and no-store headers.
app/lib/*_service.php: domain services.
public/*.php: screens and form handlers.

Secrets

DB credentials are loaded from /home/seo/secret/financial.php. Do not commit that file.

Security

Uses login sessions and remember tokens.
POST forms validate CSRF tokens.
Personal financial responses should remain private and no-store.